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Quick Blue Cross Blue Shield Medicare Advantage Plans review
The-Blue-Cross-Blue-Shield-System-1024x647 Blue Cross Blue Shield offers a wide range of Medicare Advantage Plans with extensive benefits, but your experience may depend largely on where you live.
Medicare rating: 4 stars A.M. Best financial strength rating: A BBB rating: A- NCQA rating: 3 – 3.5 stars Consumer Affairs rating: 3.7 stars J.D. Power ranking: 8th out of 10

Blue Cross Blue Shield is an association of 35 independent, locally owned and operated health insurance companies across the United States. Combined, these companies insure one in three Americans, making the company one of the largest providers in the nation. Services are available in all 50 states, Washington, D.C., and Puerto Rico, and the company contracts with over 1.7 million health care providers, more than any other insurance provider. To find out if a Blue Cross Blue Shield Medicare Advantage Plan is a good fit for you, review the company’s options and customer reviews.

What Do Blue Cross Blue Shield Medicare Advantage Plans Cover?

Blue Cross Blue Shield Medicare Advantage Plans are comparable in their scope of coverage to other Medicare Advantage Plans, offering all the benefits of Original Medicare, along with coverage for additional health services. Medicare Advantage Plans, also called Medicare Part C, often include prescription drugs, vision, and dental coverage, and wellness programs. Your out-of-pocket costs depend on the plan you choose, as do rules for how you get services, such as whether you have to choose a primary care doctor or get a referral to see a specialist.

Your hospital and medical insurance are covered and you’ll get prescription drug coverage with most plans. Additional benefits from Blue Cross Blue Shield Medicare Advantage Plans may include:

  • Dental
  • Vision
  • Hearing
  • Wellness program
  • Transportation
  • Telehealth
  • Over the counter drugs
  • Emergency response device
  • In-home help
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What Are Blue Cross Blue Shield Medicare Advantage Plan Options?

Blue Cross Blue Shield features a wide array of Medicare Advantage Plan options, including HMOs, regional PPOs, PPOs, and Private fee-for-service plans. Monthly premiums and deductibles vary, depending on which type of plan you choose. All plans, including those with no monthly premium, have coverage for services such as vision, dental, and hearing, and some plans have Essential Extras that you can choose from to customize your coverage further.

These are some of the 2022 plans that you may choose from in Marion County, IL (all plans include drug coverage):

Blue Cross Blue Shield Medicare Advantage Plans
Plan Name Monthly premium Annual medical deductible Office visits Annual maximum out-of-pocket cost
AnthemMediBlue Access (PPO) $0 $0

$175 (drug)

 $5 primary/$40 specialist $4,900 in-network

$10,000 in and out of network combined
AnthemMediBlueAccess Preferred (PPO) $19 $0

$100 (drug)

 $0 primary/

$35 specialist

 In-network: $3,900 Combined In and out-of-network: $10,000
AnthemMediBlueAccess Basic (Regional PPO) $80 $500 (health)

$100 (drug)

 $10 primary/

$40 specialist

 In-network: $6,400 Combined In and out-of-network: $10,000
AnthemMediBlue Access Plus (PPO) $54 $500 (health)

$60 (drug)

 $10 primary/$40 specialist $6,400 in network

$10,000 in and out of network combined

*Based on pricing in Indianapolis, IN

Pros and Cons of Blue Cross Blue Shield Medicare Advantage Plans

What we like about Blue Cross Blue Shield Medicare Advantage Plans The drawbacks of Blue Cross Blue Shield Medicare Advantage Plans
  • Diverse range of plans
  • All plans include vision, hearing, and dental services
  • Enhanced benefit upgrades are available
  • Plans vary widely depending on geographic location
  • Some plans have deductibles

Blue Cross Blue Shield Medicare Advantage Plans Reviews and Ratings

Blue Cross Blue Shield is an association of 35 independent, locally owned and operated health insurance companies, and their ratings and reviews vary widely.

Trusted ratings and reviews can help you understand how an insurer’s plans stack up against the competition. See how Medicare, A.M. Best, the Better Business Bureau and more rate some of Blue Cross Blue Shield’s Medicare Advantage Plans.

Medicare rating: 4 stars For 2022, Blue Cross Blue Shield’s Medicare Advantage plans have an overall average rating of 4 stars from the Centers for Medicare & Medicaid Services. Find each plan’s star rating on Medicare.gov.
A.M. Best financial strength rating: A- A.M. Best sets credit ratings for insurers. In December 2020 A.M. Best affirmed it’s A Financial Strength Rating (FSR) of the core Blue Cross Blue Shield subsidiaries of Anthem, Inc. Anthem is one of the major BCBS providers of Medicare Advantage Plans. An A rating indicates BCBS has an excellent ability to meet financial obligations.
BBB rating: A- The Better Business Bureau has separate ratings for each of Blue Cross Blue Shield’s insurance companies. Anthem Blue Cross Blue Shield Georgia has a BBB rating of A- and has closed six consumer complaints in the last three years.
NCQA rating: 3 to 3.5 stars The National Committee for Quality Assurance discloses midrange ratings for Blue Cross Blue Shield Medicare Advantage Plans. Of the four rated plans, three are rated 3.0, and one plan is rated 3.5 on a scale of 1 to 5.
Consumer Affairs rating: 3.7 stars Consumer Affairs has 233 customer ratings for Blue Cross Blue Shield of Florida, with an average rating of 3.7 out of 5 stars.
J.D. Power ranking: 8th out of 10 In its 2021 Medicare Advantage Study, J.D. Power measured Medicare Advantage Plan satisfaction based on coverage and benefits, provider choice, cost, customer service, information and communication, and billing and payment. Blue Cross Blue Shield of Florida scored 788 points out of 1,000 and came in eighth out of the top 10 Medicare Advantage providers.
author-img
LeRon Moore
Medicare consultant

LeRon Moore has guided Medicare beneficiaries and their families as a Medicare professional since 2007. First as a Medicare provider enrollment specialist and now a Medicare account executive, Moore works directly with Medicare beneficiaries to ensure they understand Medicare and Medicare Advantage Plans.

Moore holds a bachelor’s degree from Southern New Hampshire University and is A+ Certified with a Medical Records Clerk Certification and Medical Terminology Certification from Midlands Technical College.

He’s passionate about educating, informing, and resolving issues concerning Medicare and Medicare Advantage Plans, and considers it imperative that he does all he can to educate and inform the senior community as much as possible about Medicare.

author-img
LeRon Moore
Medicare consultant

LeRon Moore has guided Medicare beneficiaries and their families as a Medicare professional since 2007. First as a Medicare provider enrollment specialist and now a Medicare account executive, Moore works directly with Medicare beneficiaries to ensure they understand Medicare and Medicare Advantage Plans.

Moore holds a bachelor’s degree from Southern New Hampshire University and is A+ Certified with a Medical Records Clerk Certification and Medical Terminology Certification from Midlands Technical College.

He’s passionate about educating, informing, and resolving issues concerning Medicare and Medicare Advantage Plans, and considers it imperative that he does all he can to educate and inform the senior community as much as possible about Medicare.

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